“…Getting Out Of Debt no Longer Needs to be Difficult, Confusing or Frustrating for You! “ Our proven debt reduction software and course will provide you with a step-by-step detailed analysis to get out of debt quickly and easily, guaranteed!

 

 If you’re reading this page, chances are it’s because you want to find out more about getting out of debt… Learn from someone who’s already been there! Let me show you how to get out of debt and take back your life!

So let me cut right to the chase…

Over the last few decades our economy has become a “Debt Driven Economy”.

The Big Problem!

What does that mean? It means we spend more in a month than we earn and that extra “Debt” has been helping our economy to grow (artificially grow). Then it happened, our current economic situation. The banks were on the edge of collapse and then stabilized by the government. Instead of banks trying to help the economy they decided to increase their profits.

The banks made some underhanded decisions that hurt a lot of us:

  • Increased credit card interest rates on existing and future purchases (causing minimum payments to skyrocket)
  • Increased credit card interest to default rates (as high as 30%) for being first time one day late
  • Decreased credit limits to the current debt level, dramatically lowering FICO scores and endangering our ability to refinance our homes
  • Closed lines of credit without regard to credit worthiness
  • Refused to refinance homes in certain zip codes regardless of credit worthiness

These are just some of the tactics used by the banks to increase their profits.

We are now re-learning what our parents/grandparents learned from the Great Depression.

We have to be in control of our finances and not live from paycheck to paycheck. The banks have too much control over our lives. We must form a plan to get out of debt, build our savings and stop letting the banks control us! The choice is ours.

Our Story

Hi, my name is J. Valentine and like many of you I was living paycheck to paycheck and supplementing my monthly income with credit cards.

 

About five years ago my wife and I were getting over whelmed by our credit card debt. We sat down, had an open discussion about our debts and both decided we had to act now to insure we don’t go down the road of bankruptcy.Both of us quickly decided to pay off our debts, but where do we start?


We began researching the best methods for getting out of debt, but never found any good source of information.

We found some free and low cost informational products (books and websites) telling us what we already knew “payoff your debt”, but they all failed to tell us how to build a payoff blueprint.

getting-out-of-debt

After some time a friend of mine told me about an informational product that he liked and used, so I decided to check it out. To my shock this course’s developer wanted over three hundred dollars for the course.
That really surprised me!

The writer knows that the reader needs help and yes I agree they should get paid for their efforts, but let’s be reasonable about it.

At this point I got irritated. First we wrote everything down and I did calculations by hand (that ended quickly). Then we used a spreadsheet to track all the calculations. This was better, but still lacked flexibility. We started to wonder which card was the best to payoff first (highest interest rate, lowest balance, etc.) After we adjusted the spreadsheets the next question came up, what’s the difference in time and money if we pay an extra $100 a month? Then came, well if we could add $50 more a month how would that impact the payoff date? To say the least all the calculations were driving me crazy and I had enough.

Since I had a strong software background, I’m a software architect with over 15 years of experience, I decided to go off and develop a software application to do all my calculations. Then I had the software return me the payoff dates for each card. Next, I added a model to compare if only the minimum balance was paid versus the accelerated payments. Finally, I added a complete payment plane that was easy to follow. In the end the software was developing a complete payoff blueprint! What we originally wanted.

Years later while eating dinner my wife asked “…do you think we would have paid off the debt if you wouldn’t have built the software?” That questioned really made me pause. I thought about it and said “No, I was getting too frustrated”. Then my wife’s next statement really surprised me “Why don’t you re-write the software and start a website to help other people in similar situations? We have a ton of knowledge about reducing debt and the software to build a complete payoff blueprint.”

Well, that was the start of StoppingDebt.com and the formation of Two Wet Dogs, LLC. Our goal is to deliver high quality informational courses, via the internet, coupled with state of the art easy to use software for a reasonable price. And we did it!

 

 

 

With that said, here are some of the benefits:

  • Save time entering your debt into our easy to use debt management software
  • Quickly understand your debt situation and build your step-by-step payoff plan that’s easily followed
  • Build your debt-free date by filling in a few fields and clicking a button
  • See your detailed personal timeline in graph and spreadsheet format for each debt. Simply make each monthly payment, in the step-by-step plan, and become debt free quickly
  • Compare your minim payment versus accelerated payment to fully understand the amount of time and money saved
  • You Will Learn how much debt you really have, the first step in paying off your debt
  • Quickly shows you your debt situation and provides you with a detailed solution to getting out of debt
  • You will receive a detailed step-by-step Blue Print to pay off your debt
  • Since Stopping Debt is a web based application you will be able to access your data from your home computer, smart phone, tablet or any web enabled device
  • Shows you exactly how to be debt free and allows you to enjoy life
  • Provides you with a method to remove financial stress form your life
  • Learn how to budget your money monthly

Look, I believe you will find this “How to Get Out Of Debt” software so valuable I’ll take all the risk! Take 60 days risk free and put this course to work. Test the course for yourself… Try all the features and read all the articles at Stopping Debt. I’m positive once you put this strategy to work you’ll NEVER want to cancel.But, if you’re not satisfied for any reason or it doesn’t live up to your expectations, you want be out a single penny. Just cancel your account and we will refund your entire payment right up to the final day of this 60-day guarantee!

Bonus 1

  • Get free access to our eCourse on understanding debt and how to change your life. This includes how to find extra money, how to setup a budget how to use the debt reduction software to its fullest. Courses of this quality usually sell for about $300. We are offering this free to our users.

Bonus 2

  • This is a limited time offer. We are currently upgrading all accounts to a Lifetime membership. You will get free software updates, free software expansions, access to current and archived articles, free course updates and much more on the debt reduction website.

Bonus 3

  • You will gain complete access to our archive and current articles, blog, and course work.

Any one of these bonuses is worth what we are charging to access our debt reduction system and our how to get out of debt courses.

The future of stopping debt website.

We plan on adding additional modules to our debt reduction software to better serve our users. Our plan currently includes monthly budget tracking, payment tracking and a savings envelope system. Once we reached our goals and expand the website we plan on changing the sites payment plan to a subscription plan. If you act now, you can get a life time membership for free!

Our current price is $47 with a free upgrade to a lifetime membership. This is only going to last for a short period time. We will be increasing the cost of our debt reduction system. Plus, keep in mind that we may not include the lifetime membership.

Don’t delay… Stop wasting your time and money…Take control of your life now!

Click here to take advantage of this limited time offer – Risk Free!

P.S. Remember, our debt reduction software will build you a personal step-by-step plan to pay off your debt, give you access course material to understand your debt and also learn how to never get in debt again!

P.S.S. Don’t Waste Time! I promise the price on this getting out of debt program is temperory and will increase soon!

 

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